Venture X Credit Card Review (2023)

Megan is a Senior Editor, SEO for SmarterTravel Media.

Megan started with SmarterTravel Media’s Airfarewatchdog way back in 2008, moved over to FamilyVacationCritic, and finally SmarterTravel in 2021. Originally from Massachusetts, she has lived in Nova Scotia, London, and New York City. She has spent nearly every summer (or at least part of it) on Prince Edward Island. She lives in Connecticut with her husband, two young children, and their dog, Indiana Bones (Indy).

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Picking a new credit card can be daunting, especially if you are looking for something with many travel bonuses. My husband and I did a ton of research to find the best card for us, and we kept returning to the same one: the Venture X.

We signed up, got our cards in the mail, and have used them exclusively for six months. I’m here to tell you what it’s like to be a Venture X cardholder, what perks are great, and if it is worth it.

Person making a credit card purchase at a cafe — Leika production | Adobe Stock

Benefit	Monetary Amount Equivalent	Type
Annual Travel Credit	$300	Travel
Annual Bonus Miles	$100	10,000 Points
Lounge Access	$469	Travel
5X miles on Air Booked on Capital One Travel	N/A	Airfare
Transfer Miles to Airline Partners	Depends	Miles/Points
Cell Phone Protection	Up to $800	Cell Phone Insurance
Hertz President’s Circle	$3,000/15 Rentals	Travel

Why I Chose the Venture X Card

Everyone has reasons for getting a credit card, whether you want miles for flying, points to make purchases, or other benefits many credit cards offer. I will tell you that Venture X has it all. And while the yearly fee may seem steep at $395, you can quickly get it back with all the incentives with the card. We immediately got the $395 back when we signed up for Priority Pass and Global Entry.

Airport Lounge Access

Have you ever walked past the door of an airport lounge and looked longingly in, wishing you could join? With a Venture X card, you’ll have access to hundreds of airport lounges across the globe. When you sign up for Priority Pass with your Venture X card, you will automatically get it refunded to your account. It gives you access to you and one guest, and if you have a joint card with someone, you each get it, so if you are traveling with friends, you can all get in.

Global Entry/TSA Precheck Fee

Have you wanted to apply for Global Entry or TSA Precheck, but the application fee was putting you off? Well, you’re in luck – the price will be reimbursed when you apply using your Venture X card.

$300 Travel Credit

You will get a $300 credit when you book travel (hotel, flights, etc.) through Capital One Travel.

Close up of a person making a credit card purchase on a laptop — kkolosov | Adobe Stock

75,000 Extra Miles in The First 3 Months

You can get 75,000 extra miles when you spend $4,000 in the first three months of getting your card. While this may seem like a lot, it doesn’t take long when you use your card for everything. I put my groceries, kid’s clothes, diapers, and everything we needed each week on the card, and we got to the $4,000 easily. The 75,000 translates to $750 towards travel.

10,000 Bonus Miles Every Year

Each year, on your anniversary of becoming a Venture X cardholder, you’ll automatically get 10,000 miles or $100 in travel.

Other Venture X Highlights

While the above incentives are my favorite part of the card, other perks come with it that I either just haven’t used yet or weren’t as important as the others.

Transferring Miles to Airline Partners

Capital One has partnered with some airline partners, and you can transfer your miles to them for flights.

Cancel and Change Without Hassle or Fees

When you book a trip with your Venture X card, it comes with cancellation and interruption coverage. You’ll be able to change your dates without penalty under qualifying circumstances.

Car Rental Insurance

When you rent a car using your Venture X card, the card acts as primary rental insurance for up to $75,000, so you can waive any coverage offered by the rental company you choose.

Close up of woman making a credit card purchase on her phone — peopleimages.com | Adobe Stock

Elite Status With Hertz

While we are on the subject of car rentals, Venture X holders can sign up for Hertz’s President’s Circle, which comes with perks like not having to go to the check-in counter, free car upgrades, and more.

Visa Infinite Concierge

Want to impress? Use the concierge service to book restaurant reservations and tickets to concerts and sporting events.

Cell Phone Protection

You automatically get protection when you use your Venture X card to pay your cell phone bill. If your phone is stolen or damaged, they’ll cover it up to $800.

Bottom Line

While the yearly fee may seem steep, it is worth it. If you travel a lot, it will be repaid quickly. For anyone who is looking for a card with fantastic points, special perks, and travel benefits, Venture X is top-notch. Apply today.

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Is The Venture X Credit Card Worth It?

Megan Johnson