Just getting started with frequent flyer programs?

Dear Tim

Dear Stephanie,



If you're going to be traveling (i.e. you'll be a frequent flyer, rather than a frequent buyer), the most important choice is which airline program to join. And to oversimplify somewhat, the best program for you will be the program operated by the airline you will be flying the most.

After you've chosen a program in which to earn miles, the choice of credit card is pretty straightforward. It typically makes sense to use the card associated with your chosen program. That way, you're earning miles for traveling and for credit card charges in the same program, thereby maximizing your chances of accruing enough miles for free tickets.

All of this can be confusing, I know. A good place to begin is with the

SmarterTravel.com FAQ (Frequently Asked Questions)

.

Have fun!



Tim Winship Contributing Editor SmarterTravel.com